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Guide for What to Do After a Car Accident

Car accidents are scary, but it’s important not to let the shock of what happened affect your judgment. Here are some tips for what to do when you get in a car accident and how to ease the stress of the car accident insurance process.

  1. Try to stay calm. First, determine if anyone is injured. If so, call 911 to summon police and an emergency squad.
  2. No injuries? If the vehicle can be driven safely, move it out of traffic carefully and to a safe area, like a parking lot.
  3. If the vehicle cannot be moved, turn on your emergency flashers and set out reflective triangles or flares to alert traffic. Be extremely careful when exiting your vehicle in traffic and do not exit your vehicle if you are uncertain of surrounding traffic. Try to avoid standing immediately between two involved vehicles.
  4. Call 911 or the police. As you wait for an officer to arrive, it's smart to  photograph damage to any vehicles or property damaged in the accident -- but only if it's safe. This can help your insurance company investigate the claim.
  5. After calling police, report the accident by calling 1-800-TITAN-UP or your Titan Insurance agent, so that they can begin the claims process and help arrange towing, repairs and a rental car depending on the coverages you have purchased.

What to keep in the car: Be prepared for an accident by keeping these items in your car:

  • Reflective triangles, cones or flares to block the accident scene and alert oncoming traffic
  • A cell phone to call police, a towing company and your insurance agent, and to take pictures of the damage, if your cell phone has camera capabilities
  • A camera to photograph of the damage to your car, other vehicles involved and any damaged property

Other things to keep in mind:  Relate the facts of the accident to the police officer on the scene. And never leave the scene before police arrive; doing so may violate car accident laws, and you could be charged with a hit-and-run

These tips can help you know what to do after a car accident. And Titan can make the car accident insurance process easier than you think.

The provided information and safety suggestions were obtained from sources believed to be reliable and is intended for informational purposes only. Titan and its affiliates assume no liability in connection with providing it or your use of it. Your circumstances may not warrant or require some or all of the safety suggestions, and there may be additional available safety procedures that are not referenced on this webpage.

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Titan Insurance, design, superhero and Savings without the Sacrifice are service marks of THI Holdings (Delaware), Inc. Nationwide Insurance is a service mark of Nationwide Mutual Insurance Company. Price based on March 2010 analysis of available national data for liability-only policies. Subject to underwriting guidelines, review and approval.


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