Refer Friends To Earn 6.00%*.

For a limited time, Smart Cash is offering referred clients a 6.00% yield for 3 months. Share with more friends to extend up to 15 months. Fees apply.

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Smart Cash TL;DR

Actively Managed

We scan daily to compare yields across the available money-market funds on Titan to ensure you're earning the highest available yield. There is a 0.25% Annual Advisory fee to manage, trade, and automatically optimize your funds within Smart Cash.

Low-Risk and Protected

Your investment is SIPC insured up to $500,000¹ and Treasury Money Market Funds are considered one of the lowest risk places to hold cash as the majority of the underlying securities are backed by the full faith and credit of the U.S. government.

Access Your Funds with Ease

Smart Cash is highly liquid, allowing you to start a withdrawal at any time. Withdrawals can be made without penalties or waiting on maturity dates, and typically are completed within 3-4 business days.

1 Brokerage accounts are protected by SIPC insurance in the event of a brokerage firm failure. SIPC provides coverage up to $500,000 for securities and cash held in the account, with a maximum of $250,000 for cash. This insurance does not protect against market losses or guarantee investment value. For more details, visit

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*Earn 6.00% on your first $250,000 of cash. Above $250,000, you'll earn the current yield offered by Smart Cash – 5.29% (subject to change) as of 6/18/2024 for clients who invest $1,000 or greater. 6.00% is gross yield and does not consider the annual Titan Advisory Fee of 0.25% that applies to new clients as of 01/02/2024.

Titan's Smart Cash strives for tax optimization, but after-tax yields are estimates, and actual outcomes may vary. Yields are subject to market conditions and are not guaranteed. Smart Cash includes the Titan Cash Reserve and Treasury Fund offerings available on Titan, each with unique characteristics and risks. Titan maintains discretionary authority over your assets. Please note, the 7-day yields of our Treasury Funds do not forecast future earnings. While Titan can provide general information and guidance, any information provided should not be taken as tax advice as Titan is not a tax professional. Titan strongly recommends consulting with a qualified tax professional regarding your specific tax situation for personalized advice and compliance with tax laws. For more information, view the disclosure document below for Smart Cash Risks & Disclosures.

Smart Cash Risks & Disclosures

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