Titan Articles

IRAs and brokerage accounts can play an important role in a retirement strategy. While there are some similarities between these types of savings vehicles, there are many important distinctions.

When done correctly, IRA to 401(k) reverse rollovers are permissible by the IRS, as long as the employer’s plan allows for it.

Both IRA accounts are subject to the same annual contribution limits and early withdrawal penalties, however it’s important to note they have different eligibility requirements and tax advantages.

Saving for retirement early vs later is crucial because a long timeline lets investors take advantage of benefits like compound interest—earning interest on interest over time.

A 401(k) is a retirement savings vehicle offered by many employers. It offers tax advantages and investment opportunities and has higher contribution limits than other retirement accounts.

Facing a costly hardship may make investors feel inclined to take out money from their 401(k) before they turn 59 ½, the age the IRS begins allowing withdrawals, penalty-free.

Many employees use 401(k) plans to save for retirement, however, there will be taxes on those retirement savings. Different types of 401(k)s offer different advantages.

A healthy 401(k) account can build a strong foundation of retirement savings, which can support future retirees for decades to come.

Decentralized finance is an emerging alternative ecosystem of financial products, not operated or owned by a single or central organization.

The market capitalization of cryptocurrencies can provide a useful perspective on how investors size up the growth potential of tokens and provide insight into the trends at work in a highly speculative asset class.

Understanding how stocks and cryptocurrencies compare is becoming increasingly important as more people want to invest in crypto, perhaps at the expense of equities.

Investors who embrace active management in crypto behave similarly to their counterparts in stocks—they trade in and out of positions to time the ups and downs.

The days when cryptocurrencies were considered untamable assets operating outside the bounds of the financial system are gone. Having defined Bitcoin and other digital tokens as property, the IRS treats them as taxable assets like stocks, real estate, and other non-employment income.

Cryptocurrencies (or crypto) are a type of digital asset. Most cryptocurrencies rely on decentralized, distributed networks that use blockchain technology, an online ledger spread among a worldwide network of computers.

Proof of work, or PoW, is a program that prevents what’s known as double-spending. Without it, the blockchain wouldn’t function, and Bitcoin would be worthless.

How many cryptocurrencies are there? Answers vary but in short: a lot. As many as 70,000, by one estimate.

Wondering how to build wealth in your 30s? Here are 10 steps that may contribute to lasting wealth over time.

Securitization is a process in which certain assets, such as mortgages, debts, loans, or other legally binding agreements and contracts are bundled together into one security.

Saving up for a down payment is one of many important financial goals in life. Before a future homeowner invests in such a large purchase, it’s important to have a strong financial foundation.

Deductions are an important part of keeping that bill as low as possible. The most common route is to take the standard deduction, which is a set amount that any taxpayer can use to decrease their taxable income.

A savings account is a deposit account that’s designed to hold money a person needs for a later date. But because these accounts are liquid, a savings account holder can access their funds anytime.

Securities lending might be called securities renting, because the lenders are doing just that—renting out securities in their portfolios for short periods, usually less than a year.

Creating an emergency fund is the first step to creating financial security. With healthy emergency funds, people are able to better focus on the actual situation, whether it’s a job loss, a family member passing away, or a medical emergency.

Saving for your child’s education can help set them on solid financial footing, by ensuring they’ll carry as little student debt as possible.