ResearchYour Smart Cash questions answered.

Your Smart Cash questions answered.

Jan 23, 2024

You can replace your High Yield Savings Account with Smart Cash and get a market leading rate, low-risk, insured, and a tax optimized alternative.

Clay answers common questions we get asked about Smart Cash.

  • How is Smart Cash different from a HYSA?

  • How does Smart Cash impact my taxes?

  • How fast can I get my money out?

For a limited time: Refer a friend to Smart Cash and you’ll both get 6.00%* yield on Smart Cash for 3 months. You can refer multiple people to “stack” up to 12 months worth of 6.00%* yield.


Video filmed 12/08/2023

*Earn 6.00% on your first $250,000 of cash. Above $250,000, you'll earn the current yield offered by Smart Cash – 5.30% (subject to change) as of 01/22/2024 for clients who invest $1,000 or greater. 6.00% is gross yield and does not consider the annual Titan Advisory Fee of 0.25% that applies to new clients as of 01/02/2024. Terms apply.

Specific Video Disclaimer: The yields mentioned in the video are for illustrative purposes only and are not current or specific to any particular money market fund within Smart Cash. When Titan refers to the 'highest' or 'best' yield, we are specifically referring to the highest or best yield available through the options provided in Smart Cash.

Advisory services are provided by Titan Global Capital Management USA LLC ("Titan"), an SEC registered investment adviser. Titan's Smart Cash strives for tax optimization; after-tax yields are estimates, and actual outcomes may vary. Yields are subject to market conditions, and are not a guarantee or forecast of future earnings. While Titan can provide general tax information and guidance, any information provided should not be taken as tax advice as Titan is not a tax professional. Consult a tax professional for personalized tax advice. Please note, money in Smart Cash is in a brokerage account, not a savings account. Brokerage accounts are SIPC insured up to $500,000 in the event of brokerage firm failure, whereas money in savings accounts are FDIC insured. All investments involve risks. Nothing in this content should be construed as investment advice; it is intended for informational purposes only. View Smart Cash risks and disclosures at

Cash Management

Smart Cash

Smart Cash FAQs

Cash Options

Get Smart Cash


© Copyright 2024 Titan Global Capital Management USA LLC. All Rights Reserved.

Titan Global Capital Management USA LLC ("Titan") is an investment adviser registered with the Securities and Exchange Commission (“SEC”). By using this website, you accept and agree to Titan’s Terms of Use and Privacy Policy. Titan’s investment advisory services are available only to residents of the United States in jurisdictions where Titan is registered. Nothing on this website should be considered an offer, solicitation of an offer, or advice to buy or sell securities or investment products. Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections are hypothetical in nature and may not reflect actual future performance. Account holdings and other information provided are for illustrative purposes only and are not to be considered investment recommendations. The content on this website is for informational purposes only and does not constitute a comprehensive description of Titan’s investment advisory services.

Please refer to Titan's Program Brochure for important additional information. Certain investments are not suitable for all investors. Before investing, you should consider your investment objectives and any fees charged by Titan. The rate of return on investments can vary widely over time, especially for long term investments. Investment losses are possible, including the potential loss of all amounts invested, including principal. Brokerage services are provided to Titan Clients by Titan Global Technologies LLC and Apex Clearing Corporation, both registered broker-dealers and members of FINRA/SIPC. For more information, visit our disclosures page. You may check the background of these firms by visiting FINRA's BrokerCheck.

Various Registered Investment Company products (“Third Party Funds”) offered by third party fund families and investment companies are made available on the platform. Some of these Third Party Funds are offered through Titan Global Technologies LLC. Other Third Party Funds are offered to advisory clients by Titan. Before investing in such Third Party Funds you should consult the specific supplemental information available for each product. Please refer to Titan's Program Brochure for important additional information. Certain Third Party Funds that are available on Titan’s platform are interval funds. Investments in interval funds are highly speculative and subject to a lack of liquidity that is generally available in other types of investments. Actual investment return and principal value is likely to fluctuate and may depreciate in value when redeemed. Liquidity and distributions are not guaranteed, and are subject to availability at the discretion of the Third Party Fund.

The cash sweep program is made available in coordination with Apex Clearing Corporation through Titan Global Technologies LLC. Please visit for applicable terms and conditions and important disclosures.

Cryptocurrency advisory services are provided by Titan.

Information provided by Titan Support is for informational and general educational purposes only and is not investment or financial advice.

Contact Titan at 508 LaGuardia Place NY, NY 10012.