Capital Gains Calculator

Estimate your potential short-term and long-term capital gains taxes of an asset purchase and sale.

Your estimated long-term capital gains tax


Short-term capitalgains tax amountLong-term capitalgains tax amount$600$375

If you’re looking for a long-term investment strategy, we’ve got you covered. Titan’s award-winning, expert-managed portfolios offer investors of all income levels the potential to grow their wealth over the long-term.

How does Titan’s capital gains calculator work?

Titan’s capital gains tax calculator gives you the ability to project how much you could owe in taxes on a capital gain, or a profit made from selling a capital asset.

Here’s how it works. You’ll input the following:

  • Purchase price: This is the total amount you paid for the asset.

  • Sale price: This is the total amount you received for the sale of the asset.

  • Annual income: This is your annual pretax income excluding the capital gain. If you work one job, for example, this would be your salary. The calculator will factor the capital gain into your total income when it determines your tax rate.

  • Filing status: This is your tax filing status.

  • How long did you hold this asset: You don’t have to know the exact length of time—only if it was more or less than one year.

From there, Titan’s calculator will estimate the amount of capital gains taxes you’ll owe based on the 2022 federal tax rates. Capital gains are either taxed as short term gains or long term gains. Both are determined by your taxable income, but the long term tax rate is generally lower than the short term rate. We show you both, so that you can understand what you might owe in either case.

Note that there are a few exceptions to the usual capital gains tax rates, especially when the asset sold is property or collectibles. Titan’s calculator does not account for these exceptions.

How are capital gains taxes calculated?

Capital gains taxes are calculated on the gain made from the sale of a capital asset.

There are two categories of capital gains: short-term capital gains and long-term capital gains. Short-term capital gains applies when an individual owns an asset for less than a year before selling it; long-term capital gains applies when an individual owns an asset for more than a year.

Each is taxed differently. But both tax rates are determined by your total taxable income, which is your annual earned income plus all capital gains.

What is short-term capital gains tax?

Short-term capital gains (STCG) are incurred when an item that is held for one year or less is sold for profit. If someone purchases shares of a stock and then sells them a few months later, they’ll be taxed at the short-term capital gains tax rate.

Gains on short-term capital assets—those held for a year or less—are taxed as ordinary income. This means that the gain is added to a taxpayer’s total taxable income for the year, and the combined income is taxed based on the standard, graduated tax brackets into which that income falls.

What is long-term capital gains tax?

Long-term capital gains, on the other hand, are incurred when an item that is held for longer than a year is sold for profit. These gains are taxed at the long-term capital gains tax rate, which is lower than short-term gains.

Gains on long-term capital assets—those held for more than a year—are usually taxed at between 0% to 20%, depending on the individual’s income.

Some assets are taxed at a higher rate than this, including:

  • If you sell section 1250 real property (which could be a house, building, or lot), a portion of the gain may be taxed at a maximum of 25%.

  • If you sell collectibles (art, coins, etc.), your capital gains tax rate is a maximum of 28%.

  • If your taxable gains come from selling qualified small business stock (section 1202) your capital gains tax rate is a maximum of 28%.

What is the difference between the regular income tax and long-term capital gains tax at the federal level?

Long-term capital gains tax rates vary based on an individual’s income, but it is always lower than the individual’s regular income tax rate.

Below are the 2022 federal capital gains tax rates by income.

2022 Capital Gains Tax Brackets

For Unmarried Individuals,
Taxable Income Between
For Married Individuals
Filing Joint Returns,
Taxable Income Between
For Heads of Households,
Taxable Income Between
10%$0.00 to $54,099.00$0.00 to $83,349.00$0.00 to $55,799.00
15%$54,100.00 to $473,749.00$83,350.00 to $517,199.00$55,800.00 to $488,499.00
20%$473,750.00 or more$517,200.00 or more$488,500.00 or more

Source: Tax Foundation

Below are the 2022 federal income tax rates.

2022 Federal Income Tax Brackets and Rates for Single Filers, Married Couples Filing Jointly, and Heads of Households

For Single FilersFor Married Individuals
Filing Joint Returns
For Heads of Households
10%$0.00 to $10,274.00$0.00 to $20,549.00$0.00 to $14,649.00
12%$10,275.00 to $41,774.00$20,550.00 to $83,549.00$14,650.00 to $55,899.00
22%$41,775.00 to $89,074.00$83,550.00 to $178,149.00$55,900.00 to $89,049.00
24%$89,075.00 to $170,049.00$178,150.00 to $340,099.00$89,050.00 to $170,049.00
32%$170,050.00 to $215,949.00$340,100.00 to $431,899.00$170,050.00 to $215,949.00
35%$215,950.00 to $539,899.00$431,900.00 to $647,849.00$215,950.00 to $539,899.00
37%$539,900.00 or more$647,850.00 or more$539,900.00 or more

Source: Tax Foundation

Related Articles

Become the smartest investor you've ever been through straightforward, easy-to-read investment articles.

Understanding the Capital Gains Tax and How to Calculate It

What Is Tax-Efficient Investing & Why Is It Important?

Are IRA Contributions Tax Deductible?

Guide to Cryptocurrency Taxes

More questions?

Here are a few other common ones. If we haven’t answered your question, feel free to reach out to us at We’re here for you.

Ready to become a client?

It's time to focus on the future of your wealth.

iOS App Store

Google Play

Cash Management

Smart Cash

Smart Cash FAQs

Cash Options

Get Smart Cash


© Copyright 2024 Titan Global Capital Management USA LLC. All Rights Reserved.

Titan Global Capital Management USA LLC ("Titan") is an investment adviser registered with the Securities and Exchange Commission (“SEC”). By using this website, you accept and agree to Titan’s Terms of Use and Privacy Policy. Titan’s investment advisory services are available only to residents of the United States in jurisdictions where Titan is registered. Nothing on this website should be considered an offer, solicitation of an offer, or advice to buy or sell securities or investment products. Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections are hypothetical in nature and may not reflect actual future performance. Account holdings and other information provided are for illustrative purposes only and are not to be considered investment recommendations. The content on this website is for informational purposes only and does not constitute a comprehensive description of Titan’s investment advisory services.

Please refer to Titan's Program Brochure for important additional information. Certain investments are not suitable for all investors. Before investing, you should consider your investment objectives and any fees charged by Titan. The rate of return on investments can vary widely over time, especially for long term investments. Investment losses are possible, including the potential loss of all amounts invested, including principal. Brokerage services are provided to Titan Clients by Titan Global Technologies LLC and Apex Clearing Corporation, both registered broker-dealers and members of FINRA/SIPC. For more information, visit our disclosures page. You may check the background of these firms by visiting FINRA's BrokerCheck.

Various Registered Investment Company products (“Third Party Funds”) offered by third party fund families and investment companies are made available on the platform. Some of these Third Party Funds are offered through Titan Global Technologies LLC. Other Third Party Funds are offered to advisory clients by Titan. Before investing in such Third Party Funds you should consult the specific supplemental information available for each product. Please refer to Titan's Program Brochure for important additional information. Certain Third Party Funds that are available on Titan’s platform are interval funds. Investments in interval funds are highly speculative and subject to a lack of liquidity that is generally available in other types of investments. Actual investment return and principal value is likely to fluctuate and may depreciate in value when redeemed. Liquidity and distributions are not guaranteed, and are subject to availability at the discretion of the Third Party Fund.

The cash sweep program is made available in coordination with Apex Clearing Corporation through Titan Global Technologies LLC. Please visit for applicable terms and conditions and important disclosures.

Cryptocurrency advisory services are provided by Titan.

Information provided by Titan Support is for informational and general educational purposes only and is not investment or financial advice.

Contact Titan at 508 LaGuardia Place NY, NY 10012.