Earn up to 5.06%* yield with Titan Treasury

By investing in Treasury money-market funds, Titan Treasury offers a high-yield, low risk option for your cash.

Daily liquidity

Advisory fee-free

Potential tax benefits

No accreditation required. *as of 6/1/2023.

This is the current 7-day SEC yield and is subject to change, sometimes daily.

Don’t let taxes take you for a ride

It’s easy to forget about tax implications when you’re trying to put your money somewhere safe. In many states, just going after a high APY may sound like a good idea — but can leave you with less money after taxes.

I live in New York and want to invest $20,000

Assuming a 5.06%* yield for both Treasury and Cash accounts, after tax you’d be 10%+ better off with Titan Treasury.




High-yield savings


*Yield rates represented are as of 6/1/2023. HYS yield is hypothetical to illustrate after tax benefits of Titan Treasury compared to a generic HYS account after tax for the period of a year.

How it works

Get started in 3 easy steps

1. Create an account

Tell us a few basic details about you and we’ll set you up with an account.

2. Deposit funds

Link your bank account, deposit your funds and select Treasury as your investment option. Voila.

3. Get payouts

Interest from Titan Treasury is generally declared daily and distributed monthly.

Above illustration does not depict a real monthly distribution received by a specific individual and is for illustrative purposes only.

“Titan Treasury not only pays a high yield — its investments are also low risk (majority backed by full faith & credit of the US government) with daily liquidity and potentially no state or local income taxes.”

Clay Gardner

Founder & co-CEO, Titan

Make your cash work harder

Tax Smart

You may not have to pay state or local taxes on the income generated from Titan Treasury. That means you keep more of your earnings compared to traditional high-yield savings accounts.

High Yield

Money paid into your account every month. Yep. It’s that simple. Also, capital allocated to Titan Treasury has daily liquidity and can be withdrawn at any time, no penalty.


The majority of the underlying securities are backed by the full faith and credit of the U.S. government. SIPC insured up to $500,000¹


1. Brokerage accounts are protected by SIPC insurance. SIPC provides limited coverage up to $500,000 for securities and cash held in the account, with a maximum of $250,000 for cash. This insurance does not protect against market losses or guarantee investment value. For more details, visit www.sipc.org.

Tax Disclaimer: The information provided is not tax advice nor is Titan a tax professional. Consult a qualified tax professional regarding your specific tax situation for personalized advice and compliance with tax laws. Tax regulations can vary depending on your jurisdiction and individual circumstances. Investments in securities, like Titan Treasury, may have tax implications. Income from investments can be subject to taxation based on factors such as tax bracket, holding period, and local laws. Investors are responsible for understanding and fulfilling their tax obligations, including reporting taxable income and complying with tax laws. Certain investments may offer tax-efficient features, but tax efficiency is not guaranteed and can vary based on factors like changing laws and individual circumstances. Tax laws are subject to change, which can impact investment taxation. Stay informed about potential changes and consult a qualified tax professional for guidance.

Titan Global Capital Management USA LLC ("Titan") is an SEC registered investment adviser and subsidiary of Titan Global Capital Management, Inc. Funds invested in Titan Treasury may be invested in Schwab U.S. Treasury Money Fund (ticker symbol SNSXX) (the “Schwab Fund”) or Vanguard Treasury Money Market Fund (ticker symbol VUSXX) (the “Vanguard Fund” and together with the “Schwab Fund” collectively the “Treasury Funds”).

Please review the Schwab Fund prospectus in its entirety, for a full list of risks associated with investing in the Schwab Fund before making any investment decision. Please review the Vanguard Fund prospectus in its entirety, for a full list of risks associated with investing in the Vanguard Fund before making any investment decision.

The Treasury Funds are made available on Titan’s platform as two of many potential investment options available to Titan Clients, that may or may not be recommended based on an individual client’s investment objectives and risk tolerance. VUSXX has a minimum investment of $3,000 and therefore investors may receive a yield lower than a yield figure that is advertised.

The Treasury Funds’ prospectuses contain the Treasury Funds’ investment objectives, risks, charges, expenses, and other information, which should be considered carefully before investing. Investments in the Treasury Funds are not insured or guaranteed by the Federal Deposit Insurance Corporation (“FDIC”), but invest the majority of their assets into securities that are backed by the full faith and credit of the U.S. Government and the brokerage accounts are insured by the Securities Investor Protection Corporation (“SIPC”). SIPC provides coverage up to $500,000 for securities and cash held in the account, with a maximum of $250,000 for cash. This insurance does not protect against market losses or guarantee investment value. For more details, visit www.sipc.org. The full faith and credit backing is the strongest backing offered by the U.S. government and traditionally is considered by investors to be the highest degree of safety as far as the payment of principal and interest.

The Funds’ yield reflects current interest rates and will change over time. During periods when interest rates are low or there are negative interest rates, the funds’ yield (and total return) also could be low or even negative. Yield is not guaranteed, and the rate of any interest earned is subject to change at the discretion of the Treasury Funds. Titan Treasury is not designed to offer capital appreciation. In exchange for its emphasis on stability and liquidity, the money market investments available through Titan Treasury may offer lower long-term performance than traditional stock or bond investments.

The Treasury Fund prospectuses have been prepared exclusively by the Treasury Funds’ provider, and not by Titan, and thus Titan cannot guarantee the accuracy or completeness of the material.

All investments involve risk and the past performance of a security or financial product does not guarantee future results or returns. Keep in mind that while diversification may help spread risk, it does not ensure a profit or protect against loss. There is no guarantee that any particular asset allocation or mix of funds will meet your investment objectives or provide you with a given level of income. There is always the potential of losing money when you invest in securities or other financial products. Investors should consider their investment objectives and risks carefully before investing. The information provided does not take into account the specific objectives, financial situation, or particular needs of any specific person. This is not an offer, solicitation of an offer, or advice to buy or sell securities, or open a brokerage account in any jurisdiction where Titan is not registered. You should consult a tax professional regarding the tax implications of your investments. Please visit https://www.titan.com/disclosures for important additional disclosures. You can also visit Titan’s Frequently Asked Questions for more information about this investment.

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