Titan Auto Insurance in New Mexico
Auto insurance is required in New Mexico. At Titan Insurance, we think that coverage should be affordable and accessible to everyone. We provide cheap car insurance to New Mexico drivers, even if they've been labeled as high-risk. We know that all drivers need access to quality, discount auto insurance in New Mexico and we have made it our business to provide it. Titan carries a variety of affordable and flexible auto insurance policy options that protect drivers from the unexpected and save them money at the same time.
New Mexico auto insurance coverage options
To the extent financial responsibility laws require, it is the law for New Mexico drivers to carry auto liability insurance. The state requires coverage in at least the following amounts:
- $25,000 in bodily injury coverage per person, per accident
- $50,000 in bodily injury coverage per accident
- $10,000 in property damage per accident
Although these are generally the minimum requirements needed to comply with state law, additional coverage types provide even more protection for drivers and vehicle owners. The most common policy options are:
- Collision. This coverage protects the policyholder's car against the cost of damages sustained in an automobile accident.
- Comprehensive. Comprehensive coverage protects the insured vehicle from damages that are not caused by an auto accident. Common examples are weather, collisions with wildlife, theft and vandalism.
- Medical Payments. This insurance helps pay the cost of driver and passenger medical bills that may result from a covered accident.
- Uninsured/Underinsured (UM/UIM) Motorist. UM/UIM coverage provides protection from at-fault drivers who have no or insufficient bodily injury or property damage liability coverage limits.
Uninsured drivers in New Mexico
New Mexico has one of the highest percentage of uninsured drivers in the country at nearly 22%. This makes it extremely important for drivers to consider adding uninsured/underinsured motorist (UM/UIM) coverage to their New Mexico auto insurance policies. Without UM/UIM coverage, drivers who get into an accident with an uninsured motorist or are involved in a hit-and-run may have to bear the financial burden of damages caused by an uninsured, at-fault party. This can quickly become expensive.
Titan Insurance helps drivers protect themselves from these expenses with affordable discount auto insurance. By adjusting deductibles, applying discounts and choosing the right coverage amounts, we help drivers in New Mexico obtain the coverage they need at a price they can afford.
Save money on Titan's New Mexico car insurance
Titan has plenty of discounts to make auto insurance in New Mexico even more affordable. Our discounts include behavioral discounts, like our accident-free or good student discounts, to volume discounts that appeal to families such as the multi-vehicle discount. Popular discounts include:
- Accident free
- Prior carrier
- Advance quote
- Good student
- Senior driver
Coverage for driving in Mexico
Generally U.S. auto insurance coverage does not protect drivers when they travel to Mexico. For full coverage south of the border, drivers should purchase a separate auto liability policy from a Mexican insurer. Fortunately, Titan Insurance works closely with Mexican insurers to help U.S. drivers comply with Mexican auto insurance laws.
Contact a Titan representative
To learn more about our New Mexico auto insurance coverage:
- Get an online auto insurance quote
- Call 1-800-TITAN-UP (1-800-848-2687)
- Find a Titan Insurance agent or broker near you
Products and discounts not available to all persons in all states. Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Titan-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.