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What to Do if you are involved in a Hit and Run Car Accident

If you've been involved in any type of car accident, you have a legal obligation to pull over and exchange insurance information, as well as contact the police if necessary. Driving away without stopping after a car accident is referred to as a "hit-and-run," and is a serious offense. Keep reading to learn what to do if you're involved in a hit-and-run accident. 

Hit and run consequences

Leaving the scene of an accident can result in fines, loss of license or even jail time. If you think you've hit someone's property, a pedestrian or another vehicle, always stop to assess the damage and follow the steps for what to do after a car accident.

Hit and run accident reports

If you're the victim of a hit-and-run accident, try to record the license plate number, and get a description of the car, including make, model, color and approximate year if possible. Contact the police and report this information as soon as possible, and be ready to also report your location and the direction in which the driver was traveling. Your next step should be to contact your insurance agent or company, who can get the claims process started and help arrange towing or a rental car if needed. 

Protect against hit and run accidents with insurance

Minimal car insurance coverage may not protect you from a hit-and-run accident; these types of claims typically fall under uninsured motorist coverage or Collision coverage depending on your state and insurance company. A policy that includes uninsured motorist protection not only covers you in the event of a hit-and-run accident, you may also be financially protected if struck by an uninsured driver.

For more information on how to protect yourself from a hit-and-run accident, contact your Titan Insurance agent and ask how to add uninsured motorist coverage to your policy. Call 1-800-TITAN-UP (848-2687).

The provided information and safety suggestions were obtained from sources believed to be reliable and is intended for informational purposes only. Titan and its affiliates assume no liability in connection with providing it or your use of it. Your circumstances may not warrant or require some or all of the safety suggestions, and there may be additional available safety procedures that are not referenced on this webpage.

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Titan Insurance, design, superhero and Savings without the Sacrifice are service marks of THI Holdings (Delaware), Inc. Nationwide Insurance is a service mark of Nationwide Mutual Insurance Company. Price based on March 2010 analysis of available national data for liability-only policies. Subject to underwriting guidelines, review and approval.


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